CLPCoin

Crypto Lending Project is the world's first blockchain-based peer to peer lending platform. With both a professional international team and a unique business model, we bring needed financial solutions to everyone. We are not a bank, we are a community.

Whitepaper
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Connecting with us to start the great

CLP Intro
Crypto Lending Project
CLPCoin

CLP PACKAGES

Tiny
$100
Small
$500
Medium
$1000
Large
$2000
Huge
$5000
Angel
$10000

FEATURED ON

The Best Company Which Trust Our Digital Goods

PLACEMENT OF THE TOKENS

Token
The circulation is 150.000.000 CLPCoin
  • ICO / Bonus
  • Buy Data
  • Company / Team

TIMELINE

  • 2016

    Planning and starting the project

  • Oct 2017

    Releasing CLPCoin, Lauching

  • Dec 2017

    Listing CLPCoin on trading platform

  • May 2018

    Recuiting talents and developing peer to peer lending platform

  • Dec 2018

    Running test version peer to peer lending platform cryptocurrency

  • Dec 2018

    Releasing peer to peer lending mobile application

  • 2019

    Development peer to peer lending platform in Europe, India, Asia

  • 2020

    Finalizing ICO & introducing CLPCoin into peer to peer lending as Bitcoin

  • 2021

    Developing more ecommerce applications for the blockchain of project

  • 2022

    Deployment B2B for P2P lending businesses

FEATURES

  • Open AI could unlock better living with robust technology
  • We bridge the gap between data management and technology
  • Easy person to person direct transfers without middleman
  • Increase the efficiency of transactions with low fees.
  • Send & receive international payments without any third party involvement.
  • No fear of fiat currency exchange rates, use CLP for it

Our team

Allan Man
CEO
Allan has more than 30 years of experience in the IT industry that spans across multiple line of businesses. He started his career with Union Bank of Switzerland providing support service in the Forex Dealing system.
Allan quickly built up his skills not only in IT area but in project management.
Later in his career path he took the responsibility of the General Manager for North Asia in a hospitality application system company, whose customers are major international 5 star hotels such as Marriott, Starwood and Holiday Inn. He has been widely recognized by the customers being able to proactively avoiding problems and put vision in place. He started his own company with other partners to provide mainly security services and identity management solutions to the Hong Kong government. Allan has obtained bachelor degree in Mathematics, Physics and Chemical Engineering Degree in University of Wisconsin, Madison and master degree in Internet Computing and eCommerce in University of Hong Kong.
Allan started bitcoin mining back in 2013. Since then, he’s been involved in bitcoin mining and trading, as well as blockchain development.
Carsten Berner
Advisor
Carsten Berner has a broad and extensive business experience in key positions in major international companies and he is also founder of several successful companies. He has many years of marketing experience, both as top-distributor in the early days and has several years of top level corporate marketing experience, including a position as European CEO of a top 100 marketing company. Carsten is a positive, constructive and creative person, who always looks for new ways to improve the existing with new and innovative ideas and is very visionary and result orientated. He is a family man, happily married with 2 kids, loves sports and a healthy lifestyle.
Kristian Brandt
Advisor
Kristian Brandt is industry leader with proven ability to start-up and manage rapid sales growth while maintaining a full focus on all areas of public relations With first class negotiation skills he is committed to developing win-win partnerships with Key customers, direct sales channels, on-line marketing, franchisees and Service providers.
He has a substantial track record of introducing profitable businesses from SME, Corp. and Wholesale market segments. Creative and innovative with first class commercial skills and has very strong analytical skills with associated problem-solving ability. Kristian has extensive International Business Network within the Crypto world.

FAQs

1. What is the Crypto Lending Project?

Crypto Lending is a decentralized peer-to-peer lending platform that uses Blockchain technology and cryptocurrency. We apply Blockchain and A.I. technology in evaluating user credit through the characteristics of voting, rewards mechanisms to help investors and borrowers approach each other in a clear, transparent and secure way. The users’ creditworthiness and the investor's transaction history will be encrypted by algorithm s ecurely and stored on our blockchain. This data is a prerequisite to enhance the ability to evaluate borrowers and ensure the safety of investors. Crypto Lending helps people around the world to use the money reasonably to make the life better.

The Crypto Lending project was developed in two main phases:h

- Phase 1: Releasing CLP token. Attracting angel investors by attractive returns of investment.

- Phase 2: Developing a decentralized peer to peer lending platform that apples blockchain and A.I technology and uses Cryptocurrency as payment unit. To utilize all the advantages of Crypto Currency project’s potential, we will build an extensive and detailed database. We will use CLP tokens to develop the ecosystem of data through purchase and payment. Clients of Crypto Lending in Phase 2 are individuals with funds who want to invest, contribute for helping the community and have the financial need to serve themselves.

2. What is crypto lending coin (CLPCoin)?

CLP is an open source coin that is written on Blockchain and based on the ERC20 Standard of Ethereum - a prestigious platform with flexible and powerful Smart Contract. CLP is characterized by a peer protocol with highly personalization, fast transaction and safety storage. The supply of CLP is limited to 150 million coins of which 58% CLP is used for offering, rewarding, and marketing, 26% CLP for partners, individual providing / voting user credit data, 16% CLP for Team Development

3. Why we choose to release CLPCoin on Ethereum platform?

Ethereum is a decentralized, public, open source computing platform based on Blockchain technology. Smart Contract feature (script) on Ethereum in order to facilitate online contract deals. Smart contracts are applications that run exactly as they were programmed without downtime, uncensored, non- fraudulent, and without third party interference. It allows developers to create markets, store debts or promise, transfer money according to guidelines in the past (like a testament or a future contract) and many things are still waiting to be invented. The is hardly any limits the the potential usage. Token (written based on the ETH platform) is a digital asset that builds on the Ethereum blockchain platform. They benefit by Ethreum's current infrastructure, instead of building a new blockchain flatform. Using the GHOST protocol makes ETH transactions very fast. Ethereum's transaction fee is paid by Gas, is an internal transaction price mechanism that is used to minimize spam and distribute resources across the network.

4. What is ERC20 ?

DEFINITION

1.ERC20 is a description of the standard functions that a token contract can perform in order to enable the ERC20 tokens to interact between multiple interfaces and distributed applications (Dapp) on the Ethereum platform. 2.The ERC20 standard is a set of criteria developed by the Ethereum community for how to set up Smart Contracts on blockchain in order to ensure optimal interoperability. ERC stands for Ethereum Request for Comments and ERC20 is to help improve the standards to which developers should strive to adhere in developing smart tokens.

CLASSIFICATION

1. ERC20-compliant: Comply with ERC20 completely. 2. Partially-ERC20-compliant: Comply ERC20 partially (GNT only), the remaining functions are interacted externally. ERC20 CONTENT The ERC20 includes six functions and two events: 6 Functions: 1. Total Supply [Get the total amount of tokens provided] 2. Balance Of (address _owner) constant returns (uint256 balance) [Get token from another account with address _owner] 3. transfer (address _to, uint256 _value) returns (bool success) [Send _ token to address _to] 4. transferFrom (address _from, address _to, uint256 _value) returns (bool success) [Send _ token from address _ to address 5. approve (address _spender, uint256 _value) returns (bool success) [Allow _spender to withdraw from your account, multiple times, the amount. If this function is repeated then it will overwrite the current amount of money_value. 6. allowance (address *_owner*, address *_spender*) constant returns (uint256 remaining) [Returns the amount that the Spender can withdraw from _owner] Events: Transfer (address indexed _from, address indexed _to, uint256 _value). [activated when the token is transferred] Approval (address indexed _owner, address indexed _spender, uint256 _value) [ activated whenever licensed (address _spender, uint256 _value) is called.]

5. How can you earn money?

Phase 1 of the project:

- Become an angel investor when we offer and reward CLPCoin in Phase 1 (2-3 years), you will be one of the first people to have access to CLPCoin at early, low price.

Phase 2 of the project:

- Together, we build a database by evaluating our users’ credit worthiness and getting rewarded by LCP coins. - Become a global lender and receive negotiated interest rates. -Develop the market with us by joining our smart affiliate program.

6. What is Peer to Peer Lending?

P2P Lending is a peer to peer lending model that has been developed and exploded for decades. It helps people with financial needs to access capital quickly and flexibly in both quantity and time. P2P Lending supports investors to approach borrowers more easily without intermediaries like the banking system.

7. What is Blockchain technology?

A hierarchical database that stores information in information blocks interconnected by encryption and expands over time. Each information block contains information about the created time and is linked to the previous block, with a time code and transaction data. Blockchain is designed to resist the change of data: Once the data has been accepted by the network, there is no way to change it. The first Blockchain was invented and designed by Satoshi Nakamoto in 2008 and was realized in 2009 as a core part of Bitcoin, the blockchain technology acts as a ledger for all transactions. By using peer networks and a hierarchical data system, Bitcoin blockchain is automatically managed by peer networks around the world. The invention of the Bitcoian blockchain made it the first digital currency to solve the problem of doubling spending (cheated spending when an amount is used twice). Bitcoin's technology has become a source of inspiration for a variety of other applications. Blockchain technology is almost similar to a database, just different from interacting with a database. To understand blockchain, it is important to grasp the following five definitions: blockchain, decentralized consensus, trusted computing, smart contracts, and proof of work. This computational model is the basis for the creation of distributed applications.

8. The role of Blockchain technology in Peer to Peer Lending?

Thanks to the birth and development during the past years, the P2P Lending industry will step into a new era with the introduction of Crypto Lending. Decentralized peer lending platform applies Blockchain technology and Cryptocurrency. One of the biggest risks that the lender has to face is that their money is not used for the right purpose in a regular loan and peer to peer lending model. In a regular loan model, every report requires a human mediator and can be completely forged for some purposes. With Smart Contract in Blockchain technology, the lender's money is completely locked up and stored on a blockchain. A lender will know if their money has been used or not. At the same time, when a borrower meets the conditions that have been programmed on the Smart Contract, the lender's money is automatically released. This is absolutely secure for the proper use of the lender's funds. One Of other risks is that the borrower does not fulfill his repayment obligations. To minimize this risk, we will use A.I. technology to evaluate user credit. Simultaneously applying the consensus character, and the reward of Blockchain to pay to the community who evaluate users’ creditorthiness in a more intelligent and effective way. In addition, in order to reduce the minimum risk to lenders, Blockchain also does what traditional transactions cannot do so quickly, efficiently and at low cost. It's a loan that will be provided by thousands of lenders. So that there will be thousands of very small transactions to be processed, which only Blockchain technology can handle quickly and at minimal cost. Example: When you borrow $ 1000, you will receive 1000 transactions with value of $ 1 per transaction. When you pay interest, the interest is seperated into 1000 pieces to pay to the lenders.

9. Why need to build a database of user credit?

To minimize the risk for the lender and find the right borrower who meets the loan conditions. To be able to know who is eligible for a loan, excluding common way of credit data rating as the banking system is still doing, we have added the A.I solution which aims to enhance the ability to evaluate and has flexible in choice. And to work smarter day by day, A.I needs a large amount of data. That's why we build user credit data. To create user data quickly, we will pay CLPCoin to the community who help us provide this data.

10. How can I get free CLPCoin?

To receive free CLPCoin, you can join our Viral Marketing program during the launching phase and participate in building a user credit database in Phase 2. This policy will be notified when we start Phase 2 development.

11. Where can I buy and sell CLP?

You can purchase CLPCoin on international exchanges or our internal trading exchange.

12. How can I borrow or make a loan?

Our loan policy will be informed in phases 2.